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DOCUMENT CHECKLIST
TAX REGISTRATION NUMBER (TRN)
All applicants within Jamaica (even if you are a foreign national) must have a TRN number to apply for a loan.
IDENTIFICATION
All loan applicants must have a valid national ID. Passport, Drives License or Voters ID. Jamaicans or foreign nationals living abroad must present a valid passport.
PROOF OF INCOME
For employed persons, six (6) months pay stubs. For self employed persons, an income verification letter from a Chartered Accountant.
SUPPORTING PROOF OF INCOME
One (1) years bank statements showing deposit of income. Must match income from proof of income. Additionall tax returns for two (2) years maybe required for self employed persons.
JAMAICAN CREDIT REPORT
All loan applications require a current credit report. Link2Lenders is an authorized entity with credit info Jamaica to acess your credit report.
OVERSEAS CREDIT REPORT
All foreign Nationals and Jamaicans living abroad must present a current credit report from the country in which they reside. Accepted credit agency reports (Equifax, Transunion, Experian)
PROOF OF ADDRESS
A proof of address is required for all loan applications to be completed. These include a current utility bill or bank statement or a letter from a JP or Notary Public.
Note: A proof of address is not required for a pre-approval.
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JOB LETTER
A Job letter or proof of employment is reqired by all lending institutions. It is used to verify and confirm your employment status.
Note: A proof of employment is not required for a pre-approval.
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ADDITIONAL MORTGAGE DOCUMENTS
Upon pre-approval and acceptance of offer on a property for sale, the following documents are required.
- Signed Sale Agreement
- Property Valuation
- Land Surveyors ID Report
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